Other College Grants

For so many of us, it is the same story.  We want to go to college and better ourselves, but we can’t afford the high cost of tuition.  Then some helpful do-gooder suggests you take out a student loan to cover the cost of your education.  You consider it.  The idea of being in debt at the end of school isn’t attractive.  You think maybe it’s not a good idea after all. WAIT!  Before you make any decisions about how affordable school can be, look into how to get education grants.

Education grants exist to help defray the cost of higher education, and you may very well be eligible for education grants.  Free money, you say?  Where do I sign up?  The anser to how to get education grants is simple.  All students applying for education grants apply through the government.  It is very easy. The application follows the same process that determines your eligibility for student loans. You must file a FAFSA form to be eligible for any form of federal student aid, whether it is an education grant or a loan.

There’s no need to wonder how to get education grants, because federal grant eligibility is determined through one portal of application.  The Free Application for Federal Student Aid (FAFSA) form is found online.  Filling this form out completely and accurately allows the federal government and your school to calculate your need for financial aid.  This is the best route to get education grants.  Once you have filed the FAFSA form, your eligibility will be determined for PELL grants, FSEOG grants, TEACH grants, and Iraq and Afghanistan service grants.

Each of these grants is targeted to students in specific groups.  PELL grants are for undergraduate students who do not have a previously earned bachelor’s or professional degree. PELL grants do not need to be repaid.

FSEOG grants are also for undergraduate students and also do not have to be repaid.  Priority for FSEOG funds is given to students in the greatest financial need; FSEOG grants are disbursed prior to PELL grants, giving students in high-need brackets first access to all available federal grant funds.

TEACH grants are for students who are studying to become a teacher.  In return for receipt of the grant, students are required to meet specific educational and employment obligations.  If these obligations are not met, the grant reverts to a loan that must be repaid.

Grants for Iraq and Afghanistan service are funds given to the students who lost a parent in military service while they were stationed in Iraq or Afghanistan.  There are more stringent requirements to receive these funds, but the grants can be bundled with other grant sources, greatly reducing the cost of college attendance.

If you’re still wondering how to get education grants, remember that there’s only one way to do it; file the FAFSA form online.  The grants that you may be eligible for will ease the burden of tuition and fees for college and make it possible for your dreams of a college education to come true.  The best part of getting an education grant is that you do not have to pay back the money.  It’s not a loan; it’s the government’s investment in you as a student and as a future productive member of society.

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